If you are eligible for Medicare, you may be stuck deciding between Original Medicare and Medicare Advantage. To make your choice easier, learn more about the extra benefits that Medicare Advantage can include.
What Is Medicare Advantage?
Medicare Advantage (Part C) plans are private insurance plans approved by Medicare that provide Medicare beneficiaries with their Part A and Part B coverage. Medicare Advantage plans are usually easier to manage than Original Medicare because all of your coverage is included within the same plan.
What Benefits Are Included In Advantage Plans?
Medicare Advantage plans offer a variety of helpful benefits. First and foremost, every plan covers your Part A hospital insurance and Part B medical insurance. This gives you access to hospital services, skilled nursing facility care, hospice care, and medical services that may be medically necessary or preventive.
In addition to your basic coverage, Medicare Advantage plans can also offer extra benefits. These benefits are included to attract members to these private plans, but they aren’t available in every plan. Some extra health benefits you may find in a Medicare Advantage plan include:
- Dental coverage
- Hearing coverage
- Vision coverage
- Over-the-counter medications
- Adult daycare services
- Transportation to health-related services
- Safety devices for use in the home
- Meal delivery
Is Medicare Advantage Better Than Original Medicare?
There’s no clear answer to this question. While the extra benefits provided by Medicare Advantage plans may be better for some, that isn’t always the case for others. Original Medicare sometimes costs less, which is a greater benefit for some. To determine whether you should get a Medicare Advantage plan or Original Medicare, get help from an insurance expert.
The agents at SBHS are ready for your call. To learn more about Medicare plans, give us a call at (844) 657-0231.